IdeyaHub

Financial Inclusion

  • September 19, 2026

Sun Life Skipped the Checkup. It Kept the Sales Call.

EasyLink Protect removes the medical exam and the paperwork from buying life insurance in the Philippines. It does not...

  • September 18, 2026

Security Bank Picked the Cheaper Problem to Solve

Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap...

  • September 16, 2026

Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.

Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of...

  • September 14, 2026

Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.

Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real...

  • September 12, 2026

How Southeast Asia’s Niche Banks Actually Get Built

Almost every digital bank in Southeast Asia that’s now profitable, or close to it, started as one narrow observation...

  • September 8, 2026

Philippine Banks Aren’t Inventing New Products. They’re Reconnecting Old Ones.

A close read of how RCBC, UnionBank, GoTyme, Tonik, Security Bank, CIMB, Landbank, BPI, Maya, and GCash turned government...

  • September 7, 2026

Inside the Playbook Behind Southeast Asia’s Profitable Fintechs

Every quarter, another Southeast Asian fintech announces a raise, a license, or a “record” user number. Most of that...

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