IdeyaHub

  • September 14, 2026

Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.

Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real repeat […]

  • September 12, 2026

How Southeast Asia’s Niche Banks Actually Get Built

Almost every digital bank in Southeast Asia that’s now profitable, or close to it, started as one narrow observation about […]

  • September 5, 2026

How AI and Data Are Rewriting Insurance in 2026: Production, Pricing, and New Business Models

The Ten-Hour Claim In November 2024, Storm Bert flooded a commercial property in the UK. The insurer, FloodFlash, had the […]

  • September 13, 2026

Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.

A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap […]

  • September 7, 2026

Inside the Playbook Behind Southeast Asia’s Profitable Fintechs

Every quarter, another Southeast Asian fintech announces a raise, a license, or a “record” user number. Most of that noise […]

  • September 16, 2026

Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.

Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of building […]

  • September 6, 2026

Why Most Insurtech Startups in Southeast Asia Die Young (And What the Survivors Do Differently)

Southeast Asia’s insurtech boom threw off dozens of well-funded platforms between 2019 and 2022. A lot of them have gone […]

  • September 11, 2026

The Old Data Behind Southeast Asia’s New Insurtech Winners

A close read of how PasarPolis, Igloo, bolttech, Qoala, GCash, Grab, and a farmer cooperative called CLIMBS turned checkout screens, […]

  • September 8, 2026

Philippine Banks Aren’t Inventing New Products. They’re Reconnecting Old Ones.

A close read of how RCBC, UnionBank, GoTyme, Tonik, Security Bank, CIMB, Landbank, BPI, Maya, and GCash turned government data, […]

  • September 16, 2026

Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.

Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of building […]

  • September 14, 2026

Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.

Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real repeat […]

  • September 13, 2026

Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.

A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap […]

  • September 12, 2026

How Southeast Asia’s Niche Banks Actually Get Built

Almost every digital bank in Southeast Asia that’s now profitable, or close to it, started as one narrow observation about […]

  • September 11, 2026

The Old Data Behind Southeast Asia’s New Insurtech Winners

A close read of how PasarPolis, Igloo, bolttech, Qoala, GCash, Grab, and a farmer cooperative called CLIMBS turned checkout screens, […]

  • September 8, 2026

Philippine Banks Aren’t Inventing New Products. They’re Reconnecting Old Ones.

A close read of how RCBC, UnionBank, GoTyme, Tonik, Security Bank, CIMB, Landbank, BPI, Maya, and GCash turned government data, […]

  • September 7, 2026

Inside the Playbook Behind Southeast Asia’s Profitable Fintechs

Every quarter, another Southeast Asian fintech announces a raise, a license, or a “record” user number. Most of that noise […]

  • September 6, 2026

Why Most Insurtech Startups in Southeast Asia Die Young (And What the Survivors Do Differently)

Southeast Asia’s insurtech boom threw off dozens of well-funded platforms between 2019 and 2022. A lot of them have gone […]

  • September 5, 2026

How AI and Data Are Rewriting Insurance in 2026: Production, Pricing, and New Business Models

The Ten-Hour Claim In November 2024, Storm Bert flooded a commercial property in the UK. The insurer, FloodFlash, had the […]

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