Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.
A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap […]
DBS Didn’t Tokenise Gold for Gold Buyers
Singapore savers could already buy gold on a banking app at any hour, from a third of a gram. DBS’s […]
RCBC’s ₱100,000 Door Into Priority Banking
Hexagon Club promises exclusivity for the price of a used motorcycle. The bank’s own numbers on whether that bet paid […]
PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.
A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending desk, […]
Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.
Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real repeat […]
Chinabank Was a Niche Bank Before “Niche Banking” Had a Name
Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than most […]
Security Bank Picked the Cheaper Problem to Solve
Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap the […]
Visa Doesn’t Want Your Business. It Wants to Be Underneath It.
In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same invisible […]
Why Most Insurtech Startups in Southeast Asia Die Young (And What the Survivors Do Differently)
Southeast Asia’s insurtech boom threw off dozens of well-funded platforms between 2019 and 2022. A lot of them have gone […]
Xendit Just Bought the Slowest Payment Method in the Philippines
Five years after quietly investing in a 16-year-old cash-payment gateway, Xendit finally folded it in. The deal reveals more about […]
UnionBank Taught Filipinos to Open Accounts by Selfie. Its Next Customers Will Come Pre-Verified.
UnionBank pioneered app-only account opening in 2019 and won a 2026 award for it. The selfie flow is now table […]
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MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.
Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans are […]
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Maya Kept the Smart Padala Counter. It Closed the Padala.
On March 17, 2026, Maya Center stopped offering remittance. That was the service its agent network was built on. Its […]
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Saladin Sold 10 Million Tiny Policies. Its Next Bet Runs on Commission.
Vietnam’s best-known insurtech built its name on parcel cover and motorbike policies sold inside other people’s apps. Its new money […]
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BDO Digitized the Queue, Not the Branch
The Service Assist Machine took the paper slip out of the country’s biggest branch network. It did not take out […]
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GCash’s Face Scan Proves Who You Are. It Can’t Prove You Weren’t Tricked.
GCash has spent three years pushing selfie checks deeper into its app. The move answers the regulator and the IPO […]
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Manulife Raised Its Guarantee. The Market Raised Its Faster.
Manulife Philippines is selling its fourth edition of Wealth Guarantee in 22 months, now with a 5% guaranteed payout. The […]
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GCash Built Its AI Money Coach in the Wrong Tab
Pera Coach is free, speaks several Philippine languages, and was built with Microsoft’s support. It also lives where GCash sells […]
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Igloo Is Selling Insurers Speed. Turbo Was Built to Fix Igloo’s Margins.
Igloo pitches Turbo, its no-code insurance core, as a way for insurers to launch products in days. Its own filings […]
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Tonik’s Solo Stash Still Wins on Rate. It Just Doesn’t Beat Inflation.
Tonik became the Philippines’ first profitable standalone digital bank in 2026. Its Solo Stash paid 4% in February and still […]
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