UnionBank Taught Filipinos to Open Accounts by Selfie. Its Next Customers Will Come Pre-Verified.
UnionBank pioneered app-only account opening in 2019 and won a 2026 award for it. The selfie flow is now table
Banking
MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.
Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans are
BDO Digitized the Queue, Not the Branch
The Service Assist Machine took the paper slip out of the country’s biggest branch network. It did not take out
Tonik’s Solo Stash Still Wins on Rate. It Just Doesn’t Beat Inflation.
Tonik became the Philippines’ first profitable standalone digital bank in 2026. Its Solo Stash paid 4% in February and still
DBS Didn’t Tokenise Gold for Gold Buyers
Singapore savers could already buy gold on a banking app at any hour, from a third of a gram. DBS’s
RCBC’s ₱100,000 Door Into Priority Banking
Hexagon Club promises exclusivity for the price of a used motorcycle. The bank’s own numbers on whether that bet paid
PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.
A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending desk,
Visa Doesn’t Want Your Business. It Wants to Be Underneath It.
In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same invisible
Security Bank Picked the Cheaper Problem to Solve
Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap the
Chinabank Was a Niche Bank Before “Niche Banking” Had a Name
Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than most
Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.
Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of building
Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.
A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap
UnionBank Taught Filipinos to Open Accounts by Selfie. Its Next Customers Will Come Pre-Verified.
UnionBank pioneered app-only account opening in 2019 and won a 2026 award for it. The selfie flow is now...
MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.
Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans...
BDO Digitized the Queue, Not the Branch
The Service Assist Machine took the paper slip out of the country’s biggest branch network. It did not take...
Tonik’s Solo Stash Still Wins on Rate. It Just Doesn’t Beat Inflation.
Tonik became the Philippines’ first profitable standalone digital bank in 2026. Its Solo Stash paid 4% in February and...
DBS Didn’t Tokenise Gold for Gold Buyers
Singapore savers could already buy gold on a banking app at any hour, from a third of a gram....
RCBC’s ₱100,000 Door Into Priority Banking
Hexagon Club promises exclusivity for the price of a used motorcycle. The bank’s own numbers on whether that bet...
PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.
A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending...
Visa Doesn’t Want Your Business. It Wants to Be Underneath It.
In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same...
Security Bank Picked the Cheaper Problem to Solve
Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap...
Chinabank Was a Niche Bank Before “Niche Banking” Had a Name
Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than...
Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.
Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of...
Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.
A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit...
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