UnionBank Taught Filipinos to Open Accounts by Selfie. Its Next Customers Will Come Pre-Verified.
UnionBank pioneered app-only account opening in 2019 and won a 2026 award for it. The selfie flow is now table
AI & Data in Financial Services
MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.
Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans are
Maya Kept the Smart Padala Counter. It Closed the Padala.
On March 17, 2026, Maya Center stopped offering remittance. That was the service its agent network was built on. Its
BDO Digitized the Queue, Not the Branch
The Service Assist Machine took the paper slip out of the country’s biggest branch network. It did not take out
GCash’s Face Scan Proves Who You Are. It Can’t Prove You Weren’t Tricked.
GCash has spent three years pushing selfie checks deeper into its app. The move answers the regulator and the IPO
Manulife Raised Its Guarantee. The Market Raised Its Faster.
Manulife Philippines is selling its fourth edition of Wealth Guarantee in 22 months, now with a 5% guaranteed payout. The
GCash Built Its AI Money Coach in the Wrong Tab
Pera Coach is free, speaks several Philippine languages, and was built with Microsoft’s support. It also lives where GCash sells
Igloo Is Selling Insurers Speed. Turbo Was Built to Fix Igloo’s Margins.
Igloo pitches Turbo, its no-code insurance core, as a way for insurers to launch products in days. Its own filings
Tonik’s Solo Stash Still Wins on Rate. It Just Doesn’t Beat Inflation.
Tonik became the Philippines’ first profitable standalone digital bank in 2026. Its Solo Stash paid 4% in February and still
DBS Didn’t Tokenise Gold for Gold Buyers
Singapore savers could already buy gold on a banking app at any hour, from a third of a gram. DBS’s
RCBC’s ₱100,000 Door Into Priority Banking
Hexagon Club promises exclusivity for the price of a used motorcycle. The bank’s own numbers on whether that bet paid
PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.
A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending desk,
UnionBank Taught Filipinos to Open Accounts by Selfie. Its Next Customers Will Come Pre-Verified.
UnionBank pioneered app-only account opening in 2019 and won a 2026 award for it. The selfie flow is now...
MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.
Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans...
Maya Kept the Smart Padala Counter. It Closed the Padala.
On March 17, 2026, Maya Center stopped offering remittance. That was the service its agent network was built on....
BDO Digitized the Queue, Not the Branch
The Service Assist Machine took the paper slip out of the country’s biggest branch network. It did not take...
GCash’s Face Scan Proves Who You Are. It Can’t Prove You Weren’t Tricked.
GCash has spent three years pushing selfie checks deeper into its app. The move answers the regulator and the...
Manulife Raised Its Guarantee. The Market Raised Its Faster.
Manulife Philippines is selling its fourth edition of Wealth Guarantee in 22 months, now with a 5% guaranteed payout....
GCash Built Its AI Money Coach in the Wrong Tab
Pera Coach is free, speaks several Philippine languages, and was built with Microsoft’s support. It also lives where GCash...
Igloo Is Selling Insurers Speed. Turbo Was Built to Fix Igloo’s Margins.
Igloo pitches Turbo, its no-code insurance core, as a way for insurers to launch products in days. Its own...
Tonik’s Solo Stash Still Wins on Rate. It Just Doesn’t Beat Inflation.
Tonik became the Philippines’ first profitable standalone digital bank in 2026. Its Solo Stash paid 4% in February and...
DBS Didn’t Tokenise Gold for Gold Buyers
Singapore savers could already buy gold on a banking app at any hour, from a third of a gram....
RCBC’s ₱100,000 Door Into Priority Banking
Hexagon Club promises exclusivity for the price of a used motorcycle. The bank’s own numbers on whether that bet...
PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.
A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending...
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