IdeyaHub

AI & Data in Financial Services

  • October 26, 2026

MariBank Reads Your Shopee Cart. Its Loans Are Heading Where Shopee Can’t See.

Shopee’s purchase history lets MariBank lend to Filipinos with no credit file before they even ask. Sea’s newest loans...

  • October 22, 2026

Maya Kept the Smart Padala Counter. It Closed the Padala.

On March 17, 2026, Maya Center stopped offering remittance. That was the service its agent network was built on....

  • October 12, 2026

GCash’s Face Scan Proves Who You Are. It Can’t Prove You Weren’t Tricked.

GCash has spent three years pushing selfie checks deeper into its app. The move answers the regulator and the...

  • October 7, 2026

GCash Built Its AI Money Coach in the Wrong Tab

Pera Coach is free, speaks several Philippine languages, and was built with Microsoft’s support. It also lives where GCash...

  • October 5, 2026

Igloo Is Selling Insurers Speed. Turbo Was Built to Fix Igloo’s Margins.

Igloo pitches Turbo, its no-code insurance core, as a way for insurers to launch products in days. Its own...

  • September 29, 2026

DBS Didn’t Tokenise Gold for Gold Buyers

Singapore savers could already buy gold on a banking app at any hour, from a third of a gram....

  • September 25, 2026

PBCOM Fixed Its Core Banking System. Its App Still Gets 3.3 Stars.

A record profit year at the Philippines’ 17th-largest bank was won at the branch counter and the corporate lending...

  • September 23, 2026

Xendit Just Bought the Slowest Payment Method in the Philippines

Five years after quietly investing in a 16-year-old cash-payment gateway, Xendit finally folded it in. The deal reveals more...

  • September 20, 2026

Visa Doesn’t Want Your Business. It Wants to Be Underneath It.

In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same...

  • September 18, 2026

Security Bank Picked the Cheaper Problem to Solve

Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap...

  • September 17, 2026

Chinabank Was a Niche Bank Before “Niche Banking” Had a Name

Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than...

  • September 14, 2026

Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.

Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real...

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