How AI and Data Are Rewriting Insurance in 2026: Production, Pricing, and New Business Models
The Ten-Hour Claim In November 2024, Storm Bert flooded a commercial property in the UK. The insurer, FloodFlash, had the […]
How Southeast Asia’s Niche Banks Actually Get Built
Almost every digital bank in Southeast Asia that’s now profitable, or close to it, started as one narrow observation about […]
Why Most Insurtech Startups in Southeast Asia Die Young (And What the Survivors Do Differently)
Southeast Asia’s insurtech boom threw off dozens of well-funded platforms between 2019 and 2022. A lot of them have gone […]
Sun Life Skipped the Checkup. It Kept the Sales Call.
EasyLink Protect removes the medical exam and the paperwork from buying life insurance in the Philippines. It does not remove […]
Chinabank Was a Niche Bank Before “Niche Banking” Had a Name
Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than most […]
Inside the Playbook Behind Southeast Asia’s Profitable Fintechs
Every quarter, another Southeast Asian fintech announces a raise, a license, or a “record” user number. Most of that noise […]
The Old Data Behind Southeast Asia’s New Insurtech Winners
A close read of how PasarPolis, Igloo, bolttech, Qoala, GCash, Grab, and a farmer cooperative called CLIMBS turned checkout screens, […]
Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.
A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap […]
Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.
Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of building […]
Philippine Banks Aren’t Inventing New Products. They’re Reconnecting Old Ones.
A close read of how RCBC, UnionBank, GoTyme, Tonik, Security Bank, CIMB, Landbank, BPI, Maya, and GCash turned government data, […]
Security Bank Picked the Cheaper Problem to Solve
Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap the […]
Visa Doesn’t Want Your Business. It Wants to Be Underneath It.
In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same invisible […]
Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.
Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real repeat […]
Visa Doesn’t Want Your Business. It Wants to Be Underneath It.
In eight months, Visa Direct got wired into GCash, RCBC, and BPI, three competitors who now share the same invisible […]
Continue Reading Sun Life Skipped the Checkup. It Kept the Sales Call.
EasyLink Protect removes the medical exam and the paperwork from buying life insurance in the Philippines. It does not remove […]
Continue Reading Security Bank Picked the Cheaper Problem to Solve
Its unsecured Business Express Loan beats paying a compliance penalty. It isn’t the product that closes the ₱971.5-billion gap the […]
Continue Reading Chinabank Was a Niche Bank Before “Niche Banking” Had a Name
Its new business app digitizes checks instead of killing them. That’s a sharper read of its own customers than most […]
Continue Reading Bank Jago’s Numbers Are Real. Its Underwriting Almost Isn’t.
Bank Jago’s deposits and loans grew 38% last year. It got there by hiding inside GoTo’s app instead of building […]
Continue Reading Ryt AI Gets Used. Its “Built by Malaysians” Story Isn’t as Clean.
Ryt Bank’s in-house assistant, Ryt AI, logged more than 10 million interactions in its first year and drives real repeat […]
Continue Reading Cake by VPBank’s Profit Is Real. So Is the Risk Underneath It.
A close read of how Vietnam’s first EBITDA-profitable digital bank built a genuinely differentiated lending business around a credit gap […]
Continue Reading How Southeast Asia’s Niche Banks Actually Get Built
Almost every digital bank in Southeast Asia that’s now profitable, or close to it, started as one narrow observation about […]
Continue Reading The Old Data Behind Southeast Asia’s New Insurtech Winners
A close read of how PasarPolis, Igloo, bolttech, Qoala, GCash, Grab, and a farmer cooperative called CLIMBS turned checkout screens, […]
Continue Reading Philippine Banks Aren’t Inventing New Products. They’re Reconnecting Old Ones.
A close read of how RCBC, UnionBank, GoTyme, Tonik, Security Bank, CIMB, Landbank, BPI, Maya, and GCash turned government data, […]
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